About Problem Free Credit


We are a locally owned and operated Canadian business, and a fully licensed Payday Lender in British Columbia, Alberta, Nova Scotia, Saskatchewan, Manitoba and Ontario.

Streamlining the Lending Process

We understand the sense of urgency our customers feel when applying for a payday loan. That's why Problem Free Credit has streamlined the lending process, by eliminating the storefront location typical to payday lending and allowing the whole borrowing process to happen online. Problem Free Credit customers don't have to waste their time commuting, standing in line, and waiting for paperwork to be filed, but rather can submit a loan application online, with approvals in as little as 30 minutes. Other lenders can take hours or even days to process and approve applications. For returning customers, we offer payout by Interac Email transfer, allowing you to get paid within minutes of when you applied.

Putting our customers first

At Problem Free Credit, we don't believe that payday lending should be stressful. if you have any questions or concerns, or would like us to walk you through our application process over the phone, our knowledgeable and helpful customer service representatives are standing by to assist you. simply call us at 347-321-4619 or drop us an email at customersupport@ProblemFreeCredit.com. we're happy to make your satisfaction our utmost priority.

Franchise Opportunities

Problem Free Credit is currently offering store front franchise opportunities to the right individuals. If you are a self funded and savvy business person looking to expand into the exciting world of payday loans and cheque cashing, please contact our Franchise department at customersupport@ProblemFreeCredit.com and we will be happy to field your questions, and accept your application for a Franchise.